You can download a digital copy of the PayDay Loans Booklet or order a physical copy in the mail. All mailed copies of the booklet come in packs of 10 copies. All publications and videos are free of charge. Videos come loaded on a USB card. Shipping costs are not included and must be paid at checkout. If you are experiencing financial barriers to pay for shipping please contact: bearpawlegal@ncsa.ca.

Payday loans are short-term loans of $1500 or less granted by a bank or other lender. This publication will guide you through the laws that apply to payday loans in Alberta, including those that protect the consumer. It will also discuss what might happen if you cannot pay your payday loan, including consumer rights when dealing with debt collection. This publication will also provide you with tools to deal with debt, including information on debt repayment agencies, credit counselling, and bankruptcy.